Live Market Snapshot · 2026-05-01Data source · CREA MLS® HPI · May 2026

Detached Homes for Sale in Waterloo
$1M – $1.5M

Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Waterloo this band: $1.05M · 42 active · avg 22 days on market.

Median List Price

$1.05M

Active Listings

42

Avg Days on Market

22 days

YoY Change

-5.8%

6-Month Median Price Trend

Dec

$1.06M

Jan

$1.06M

Feb

$1.06M

Mar

$1.06M

Apr

$1.06M

May

$1.06M

What is the average detached price in Waterloo in 2026?

The benchmark price for a detached in Waterloo in 2026 is approximately $1.05M based on the latest CREA MLS® HPI release. Within the $1m – $1.5m band there are currently 42 active listings, moving in an average of 22 days on market. Prices are down 5.8% year-over-year.

Is Waterloo a buyer's or seller's market right now?

Waterloo is currently a balanced market for detacheds in this band. Inventory is turning over in 22 days with prices down 5.8% year-over-year. Neither side has decisive leverage right now.

Families helped in Waterloo

31+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Six months in Canada and they got us approved with 10% down. Could not believe how fast it moved.
Ravi & Meena, Newcomers, Waterloo

What $1.05M gets you in Waterloo.

Detacheds in Waterloo priced $1m – $1.5m are tracking against a CREA MLS® HPI benchmark of $774K for the kitchener waterloo area. Within this band the median list comes in near $1050K — down 5.8% year-over-year. Active inventory is moving in roughly 22 days.

Typical Size

1,800–3,500 sqft

Bedroom Range

3–5 bedrooms

Ownership Style

freehold

Sample comparables in this band.

Uptown Waterloo, Waterloo

$1.13M

4 bed3 bath2,270 sqft
Beechwood, Waterloo

$1.13M

4 bed3 bath2,270 sqft
Westmount, Waterloo

$1.13M

4 bed3 bath2,260 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Where these detached homes are clustered in Waterloo.

Waterloo Detached FAQ

What is the median price for detached homes in Waterloo $1m – $1.5m?

As of 2026-05-01, the median list price for detached homes in Waterloo priced $1m – $1.5m sits at approximately $1.05M based on active MLS inventory.

How many detached homes are currently for sale in Waterloo in this price range?

There are roughly 42 active detached homes for sale in Waterloo priced $1m – $1.5m. Inventory typically refreshes weekly via the local MLS board.

How long do detached homes stay on the market in Waterloo?

Detached Homes in Waterloo priced $1m – $1.5m are averaging 22 days on market. That gives buyers time to compare options and negotiate condition removal periods.

Are Waterloo detached prices going up or down?

Year-over-year median detached prices in Waterloo (this band) are down 5.8%. Six-month trend data is available on this page.

What mortgage do I need to buy a detached at this price in Waterloo?

On a $1.05M purchase with 20% down, you'd carry a mortgage of about $840K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

See every active detached in Waterloo $1m – $1.5m.

42 active listings · median $1.05M. A licensed Waterloo advisor sends the live list within 1 business hour.

Detached Homes in Waterloo $1M – $1.5M

Median $1.05M · 42 active

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Step 2 · Lock in financing

Get pre-approved for a $840K mortgage.

Based on $1.05M median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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