Privacy Policy
Last Updated: January 2026
1. The Ecosystem Model
IndiBrick ("We", "Us", "The Platform") operates as an integrated Real Estate Operating System. We are partnered with Dream Home + Life and powered by Pineapple Financial for mortgage origination.
Unlike traditional brokerage sites, IndiBrick acts as a central hub connecting Mortgage Financing, Real Estate Acquisition, Insurance Protection, and Wealth Strategy. This policy outlines how your data moves securely between these pillars to provide a seamless, all-in-one experience.
2. Information We Collect
To provide accurate financial engineering and quotes, we collect:
- Identity Data: Name, email, phone number, and government ID (when required for FINTRAC compliance).
- Financial Data: Income, debts, assets, credit score approximations, and down payment sources.
- Property Data: Addresses, property values, mortgage balances, and renovation requirements.
- Digital Data: IP addresses, calculator inputs, and behavior on our AI Market Intelligence tools.
3. How We Use Your Data
We use your data to "Engineer" your financial strategy. This includes:
- Calculating accurate mortgage affordability and qualification (Stress Test).
- Generating AI-driven property valuation and market reports.
- Determining eligibility for insurance bundles (Home + Auto) to lower premiums.
- Structuring tax-efficient wealth strategies (e.g., Smith Manoeuvre, Corporate Insurance).
4. Sharing with Vetted Partners
IndiBrick is an aggregator. To fulfill your requests (e.g., "Get a Renovation Quote" or "Find a Realtor"), we share necessary data with our Vetted Partner Network. We do not sell data to cold-callers.
Mortgage Lenders
Banks, Credit Unions, and Private Lenders (via Pineapple Financial) to secure your loan.
Realtor Network
Top 1% Agents matched to your specific neighborhood profile for buying/selling.
Insurers
Licensed Insurance Brokerages to provide bundled Home, Auto, and Life quotes.
Contractors
Licensed renovation pros, only when you request a project estimate.
5. Security & CASL Compliance
Security: All data transmitted via IndiBrick is encrypted using TLS 1.3 standards. We utilize Google Cloud secure infrastructure to store sensitive information.
CASL (Anti-Spam): By submitting a form (Calculator, Contact, or Lead Form), you provide express consent to receive electronic communications from IndiBrick and the specific partners required to fulfill your request. You may unsubscribe at any time.
6. Contact & Compliance Officer
If you wish to withdraw consent or request a copy of your data, please contact our privacy officer: