A real number,
not a sales call.
Two ways in. Fill the form and a licensed advisor calls you within 1 business hour with the exact dollar amount you qualify for. Or skip the wait and use our instant pre-approval tool — real answer in minutes.
- ✓ Conditional qualification range with a real dollar figure
- ✓ Stress-tested against B-20 — the number that actually funds
- ✓ No credit pull unless you decide to formally apply
FSRA-licensed · Advisor hours: Mon–Sat 9am–8pm ET
1 hour
callback from a licensed advisor
Instant
self-serve pre-approval tool
45+
lenders quoted on your file
What Lands in Your Inbox
Your snapshot, in one page
The Number
$782,400
Example — conditional qualification range at today's stress-tested rate
What The Snapshot Isn't
- ✗
Not a hard credit pull.
Your credit score is not touched to produce the snapshot.
- ✗
Not a rate hold.
Rates move. This tells you what you qualify for at today's numbers.
- ✗
Not a signed pre-approval.
If you like the number, we can turn it into a full pre-approval same-day.
- ✓
It IS a real number.
Same math the bank uses. Just faster, and without the branch runaround.
Especially good if…
You want the answer, not a pitch
First-time buyer in the GTA
You want to know if you're priced in or priced out before you tell your realtor.
Made an offer, need to move fast
You have 5 business days to firm up financing. We work at that pace.
Told "no" by your bank
A rejection at your branch isn't a rejection at 45+ other lenders. Get a real number.
Questions you probably have
Instant tool vs 1-hour callback — which one should I use?+
The instant pre-approval tool is a self-serve digital application (powered by our brokerage partner Pineapple). It gives you a real number in minutes and is perfect if you already know your basics. The 1-hour advisor callback is better if you want a human to walk you through your file — self-employed, new to Canada, bruised credit, second mortgage, or any file with wrinkles.
What does "1 business hour" actually mean?+
Mon–Sat 9am–8pm ET. Submit inside those hours and a licensed advisor calls you back within 60 minutes. Submit outside those hours and you get a call at the next business-hour open.
How is this different from a bank pre-approval?+
A bank pre-approval takes days, pulls credit, and only tells you what THAT bank will lend. Our snapshot doesn't pull credit, and reflects what 45+ lenders would each offer — because we quote all of them.
What if my file needs a B-lender?+
The snapshot flags that. B-lender full approval takes longer, but the initial file-fit assessment doesn't. You'll know your path either way — A-lender, B-lender, or private.
Is this an offer of credit?+
No. The snapshot is a conditional qualification range, not a legally binding commitment. A full mortgage commitment requires a formal application, document review, credit consent, and lender approval — all of which we can start same-day if you like the number.
Two ways to your number.
Skip the wait with our instant pre-approval tool, or have a licensed advisor call you within 1 business hour.
FSRA-licensed · No credit pull unless you formally apply