Buying Power
How Much House
Can I Afford?
The bank tells you what they will lend. We tell you what you can actually afford.
Buying Power Engine
Compare what the bank will lend vs. what your budget allows.
Annual Income (Gross)
Monthly Outflows
Max Bank Qualification
$564,419
"Sleep Well" Budget
$676,557
The "House Poor" Trap
Most calculators only show you the Maximum Qualification (GDS/TDS). This ignores your car payments, daycare, and lifestyle. Our "Safe Budget" number protects your cash flow. Always aim for the green bar, not the black one.
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From the Affordability Calculator