Your unfair advantage on every offer.
A mortgage co-pilot that pre-qualifies your buyer in 6 minutes, tells you the exact price they can offer at 5.5% vs 6.0%, and pays you a 25% referral fee when we fund the deal — no data-entry, no chasing lenders, no leaving your CRM.
Buyers don't know what they can offer. You lose deals waiting to find out.
A pre-approval from 2 months ago is useless the week rates move. Your buyer walks into a listing, falls in love, and now you're texting three mortgage brokers hoping one gets back to you before the showing ends. Meanwhile the other agent has a mortgage broker on speed-dial and their client just wrote a firm offer with no financing condition.
68% of buyers
have a stale pre-approval by the time they write an offer (CMHC 2025).
$14,000+
average price difference between what a buyer thinks they qualify for and what they actually do at current rates.
1 in 3 offers
fall through on financing conditions. Every one of them cost you commission.
A licensed broker embedded in your pipeline. Free.
IndiBrick Pro is what happens when a full FSRA-licensed brokerage builds a workspace for realtors instead of another AI chatbot. Everything below is free while you're a partner — we make money on funded deals, not on you.
AI Deal Analyzer
Paste any scenario (income, down payment, credit, price) → instant B-20 underwriter analysis, approval confidence score, and a specific action plan. Turn a showing into a firm offer in 6 minutes.
Push Deal for Mortgage
One button hands the file to a licensed broker with 50+ A/B/private lenders. Your client gets a real rate quote same-day. You get a status feed so you always know where the file stands.
25% referral fee on funded mortgages
On a $600k mortgage at 1.1% commission, that's $1,650 to you per funded deal. Paid within 30 days of funding. FSRA-compliant.
Your book stays yours
Your CRM data is invisible to IndiBrick until YOU push a specific deal. Not sold, not shared, not used for competitive analysis. PIPEDA-compliant with an audit trail.
Buyer leads (limited)
When we get a buyer client who's already pre-approved and needs a realtor in your territory, we send them your way. First-come, first-served on active partners.
Insurance auto-referral
Every funded mortgage needs bound insurance. We handle that separately with our insurance-agent network, and you get credit on the source deal.
Three moments where we save your deal.
Get an accurate qualification, live
Your buyer says "we're pre-approved at $850k." You paste their scenario into the AI Deal Analyzer — get back "with your rate at 6.14% and $1,200 in monthly debts, that's actually $772k." Now you know which listings to show. Takes 90 seconds.
Confirm financing in minutes, not days
You're at the property, offer deadline is tomorrow. Push the deal — a licensed IndiBrick broker calls the buyer within 2 hours, runs actual credit + lender fit, and confirms a firm rate. You write with confidence. If we can't fund, we tell you fast so you can rescope.
Get paid + set up the next referral
Deal funds → 25% referral fee lands in your account within 30 days. Client needs home insurance to close → we handle it, you get credit on the timeline. Client mentions their sister is house-hunting → we route her back to you.
We're not a CRM. We're the broker.
A licensed brokerage, not a tech vendor
Every deal you push is worked by a real FSRA-licensed Mortgage Agent Level 1 or higher. We're accountable to the regulator, insured, and answer to your client the same way you do.
kvCORE, Follow Up Boss, Broker Wolf — they're CRM software. When a deal breaks, they can't fix it. When your client needs a mortgage at 8pm on a Sunday, we're on the phone.
We invest in mortgage tech so you don't have to
B-20 stress test calculators, LTV/GDS/TDS auto-computation, rate feeds from 50+ lenders, private-lender co-marketplace, AI intake with Gemini underwriter — you get all of it inside the partner workspace, free.
You never have to become the mortgage expert to sell the house. You just have to know when to hand it to us.
Ontario realtors only. Limited spots per territory.
We throttle partner intake to what our mortgage pipeline can support. If we sign 40 realtors in Q1 and close 45 mortgages in Q1, each realtor sees ~1 buyer-referral back. That's a bad deal for you. So we cap by territory and open spots as our funded volume grows.
Questions realtors actually ask
Am I switching my CRM?+
No. Keep kvCORE / Follow Up Boss / whatever you use. IndiBrick Pro is a separate workspace you open when you need a mortgage answer or want to push a specific deal for financing. Your client data never leaves your own CRM unless you explicitly push a file.
What does "your deals stay yours" actually mean?+
A deal you log in IndiBrick Pro is marked "Not Pushed" by default. That means IndiBrick brokers cannot work the mortgage on it. When you hit "Push for Mortgage", it flips to "Pushed" and a broker gets assigned. Admin can see it for compliance and audit only — never for prospecting. PIPEDA-compliant.
How does the referral fee work in Ontario?+
FSRA Rule 2020-001 allows a licensed brokerage to pay a referral fee to any licensed realtor for a mortgage lead, as long as it's disclosed to the borrower. We handle the disclosure paperwork. Fee is 25% of the broker's earned commission on funded volume, capped at $2,500 per deal. E-transfer or direct deposit, 30 days from funding.
What if my deal doesn't fund?+
No fee owed either way. If we can't place your file, we tell you within 48 hours and give you our reasoning (LTV, credit, income docs, whatever) so you can either fix it with the client or route to your existing broker without wasted time.
What territories are open right now?+
Toronto core, Peel Region, York Region, Halton, and Ottawa. We add territories as our broker capacity grows. If you're outside these areas, submit the form — we'll queue you for the next expansion.
Do you compete with realtors on the buyer side?+
No. IndiBrick is a mortgage brokerage. When we get an inbound buyer client (mortgage-shopping, not house-shopping), we hand them to a realtor partner in their territory. First-come, first-served on active partners with capacity.
Free tool. Real broker. Ontario only.
The next cohort intake closes when the territory fills.
Request accessFSRA-licensed · PIPEDA-compliant · 2-hour response