Detached Homes for Sale in Guelph
Under $500K

Today: 5-yr fixed from 3.95% · 5-yr variable from 3.50%

Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Guelph this band: $475K · 13 active · avg 20 days on market.

Get the live list

13 active · median $475K

Sent within 1 business hour with today's 3.95% 5-yr fixed rate.

Detached Homes in Guelph Under $500K

13 active · median $475K

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Median List Price

$475K

Active Listings

13

Avg Days on Market

20 days

YoY Change

-3.9%

6-Month Median Price Trend

Dec

$473K

Jan

$460K

Feb

$477K

Mar

$462K

Apr

$471K

May

$464K

What is the average detached price in Guelph in 2026?

The benchmark price for a detached in Guelph in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 13 active listings, moving in an average of 20 days on market. Prices are down 3.9% year-over-year.

Is Guelph a buyer's or seller's market right now?

Guelph is currently a balanced market for detacheds in this band. Inventory is turning over in 20 days with prices down 3.9% year-over-year. Neither side has decisive leverage right now.

Families helped in Guelph

30+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Two years of Notice of Assessments and they still got me an A-lender rate. Other brokers had pushed me to B-lenders.
Aisha N., Self-employed, Guelph

What $475K gets you in Guelph.

Detacheds in Guelph priced under $500k are tracking against a CREA MLS® HPI benchmark of $868K for the guelph and district area. Within this band the median list comes in near $475K — down 3.9% year-over-year. Active inventory is moving in roughly 20 days.

Typical Size

1,800–3,500 sqft

Bedroom Range

3–5 bedrooms

Ownership Style

freehold

Sample comparables in this band.

Downtown Guelph, Guelph

$487K

4 bed3 bath2,420 sqft
Old University, Guelph

$479K

3 bed3 bath2,390 sqft
Exhibition Park, Guelph

$459K

4 bed3 bath2,040 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Guelph Detached FAQ

What is the median price for detached homes in Guelph under $500k?

As of 2026-05-01, the median list price for detached homes in Guelph priced under $500k sits at approximately $475K based on active MLS inventory.

How many detached homes are currently for sale in Guelph in this price range?

There are roughly 13 active detached homes for sale in Guelph priced under $500k. Inventory typically refreshes weekly via the local MLS board.

How long do detached homes stay on the market in Guelph?

Detached Homes in Guelph priced under $500k are averaging 20 days on market. That signals a seller-leaning market — buyers should expect competition and pre-approved offers.

Are Guelph detached prices going up or down?

Year-over-year median detached prices in Guelph (this band) are down 3.9%. Six-month trend data is available on this page.

What mortgage do I need to buy a detached at this price in Guelph?

On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $2,322 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

Get the Live List — 13 active, median $475K.

Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Guelph advisor within 1 business hour.

Detached Homes in Guelph Under $500K

Median $475K · 13 active · 3.95% 5-yr fixed

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Step 2 · Lock in financing

Get pre-approved for a $380K mortgage.

Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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