Semi-Detached Homes for Sale in Waterloo
Under $500K
Freehold ownership at a meaningful discount to fully-detached. Common in mature transit-served corridors and a perennial first-time-buyer favourite. Median list price in Waterloo this band: $475K · 79 active · avg 17 days on market.
Median List Price
$475K
Active Listings
79
Avg Days on Market
17 days
YoY Change
-5.8%
6-Month Median Price Trend
Dec
$463K
Jan
$463K
Feb
$463K
Mar
$463K
Apr
$464K
May
$464K
What is the average semi-detached price in Waterloo in 2026?
The benchmark price for a semi-detached in Waterloo in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 79 active listings, moving in an average of 17 days on market. Prices are down 5.8% year-over-year.
Is Waterloo a buyer's or seller's market right now?
Waterloo is currently a balanced market for semi-detacheds in this band. Inventory is turning over in 17 days with prices down 5.8% year-over-year. Neither side has decisive leverage right now.
Families helped in Waterloo
31+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Six months in Canada and they got us approved with 10% down. Could not believe how fast it moved.”
What $475K gets you in Waterloo.
Semi-Detacheds in Waterloo priced under $500k are tracking against a CREA MLS® HPI benchmark of $774K for the kitchener waterloo area. Within this band the median list comes in near $475K — down 5.8% year-over-year. Active inventory is moving in roughly 17 days.
Typical Size
1,400–2,400 sqft
Bedroom Range
3–4 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$495K
$495K
$494K
Sample comparables only — request the live MLS report for current availability and pricing.
Where these semi-detached homes are clustered in Waterloo.
Keep exploring Waterloo.
Other price ranges
Other property types
Waterloo Semi-Detached FAQ
What is the median price for semi-detached homes in Waterloo under $500k?
As of 2026-05-01, the median list price for semi-detached homes in Waterloo priced under $500k sits at approximately $475K based on active MLS inventory.
How many semi-detached homes are currently for sale in Waterloo in this price range?
There are roughly 79 active semi-detached homes for sale in Waterloo priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do semi-detached homes stay on the market in Waterloo?
Semi-Detached Homes in Waterloo priced under $500k are averaging 17 days on market. That signals a seller-leaning market — buyers should expect competition and pre-approved offers.
Are Waterloo semi-detached prices going up or down?
Year-over-year median semi-detached prices in Waterloo (this band) are down 5.8%. Six-month trend data is available on this page.
What mortgage do I need to buy a semi-detached at this price in Waterloo?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
See every active semi-detached in Waterloo under $500k.
79 active listings · median $475K. A licensed Waterloo advisor sends the live list within 1 business hour.
Semi-Detached Homes in Waterloo Under $500K
Median $475K · 79 active
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.