Semi-Detached Homes for Sale in Whitby
Under $500K

Today: 5-yr fixed from 3.95% · 5-yr variable from 3.50%

Freehold ownership at a meaningful discount to fully-detached. Common in mature transit-served corridors and a perennial first-time-buyer favourite. Median list price in Whitby this band: $475K · 20 active · avg 37 days on market.

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20 active · median $475K

Sent within 1 business hour with today's 3.95% 5-yr fixed rate.

Semi-Detached Homes in Whitby Under $500K

20 active · median $475K

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Median List Price

$475K

Active Listings

20

Avg Days on Market

37 days

YoY Change

-6.8%

6-Month Median Price Trend

Dec

$460K

Jan

$469K

Feb

$480K

Mar

$458K

Apr

$475K

May

$463K

What is the average semi-detached price in Whitby in 2026?

The benchmark price for a semi-detached in Whitby in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 20 active listings, moving in an average of 37 days on market. Prices are down 6.8% year-over-year.

Is Whitby a buyer's or seller's market right now?

Whitby is currently a buyer's market for semi-detacheds in this band. Listings are sitting 37 days on average and prices are 6.8% lower year-over-year. Buyers have negotiating leverage on price, closing date, and condition periods.

Families helped in Whitby

34+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Two years of Notice of Assessments and they still got me an A-lender rate. Other brokers had pushed me to B-lenders.
Aisha N., Self-employed, Whitby

What $475K gets you in Whitby.

Semi-Detacheds in Whitby priced under $500k are tracking against a CREA MLS® HPI benchmark of $1158K for the greater toronto area. Within this band the median list comes in near $475K — down 6.8% year-over-year. Active inventory is moving in roughly 37 days.

Typical Size

1,400–2,400 sqft

Bedroom Range

3–4 bedrooms

Ownership Style

freehold

Sample comparables in this band.

Downtown Whitby, Whitby

$493K

4 bed3 bath2,050 sqft
Brooklin, Whitby

$470K

3 bed3 bath2,310 sqft
Williamsburg, Whitby

$471K

5 bed3 bath2,210 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Where these semi-detached homes are clustered in Whitby.

Whitby Semi-Detached FAQ

What is the median price for semi-detached homes in Whitby under $500k?

As of 2026-05-01, the median list price for semi-detached homes in Whitby priced under $500k sits at approximately $475K based on active MLS inventory.

How many semi-detached homes are currently for sale in Whitby in this price range?

There are roughly 20 active semi-detached homes for sale in Whitby priced under $500k. Inventory typically refreshes weekly via the local MLS board.

How long do semi-detached homes stay on the market in Whitby?

Semi-Detached Homes in Whitby priced under $500k are averaging 37 days on market. That gives buyers time to compare options and negotiate condition removal periods.

Are Whitby semi-detached prices going up or down?

Year-over-year median semi-detached prices in Whitby (this band) are down 6.8%. Six-month trend data is available on this page.

What mortgage do I need to buy a semi-detached at this price in Whitby?

On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $2,322 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

Get the Live List — 20 active, median $475K.

Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Whitby advisor within 1 business hour.

Semi-Detached Homes in Whitby Under $500K

Median $475K · 20 active · 3.95% 5-yr fixed

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Step 2 · Lock in financing

Get pre-approved for a $380K mortgage.

Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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