Detached Homes for Sale in Oshawa
Under $500K
Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Oshawa this band: $475K · 31 active · avg 21 days on market.
Median List Price
$475K
Active Listings
31
Avg Days on Market
21 days
YoY Change
-6.8%
6-Month Median Price Trend
Dec
$488K
Jan
$488K
Feb
$488K
Mar
$488K
Apr
$488K
May
$488K
What is the average detached price in Oshawa in 2026?
The benchmark price for a detached in Oshawa in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 31 active listings, moving in an average of 21 days on market. Prices are down 6.8% year-over-year.
Is Oshawa a buyer's or seller's market right now?
Oshawa is currently a balanced market for detacheds in this band. Inventory is turning over in 21 days with prices down 6.8% year-over-year. Neither side has decisive leverage right now.
Families helped in Oshawa
41+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Six months in Canada and they got us approved with 10% down. Could not believe how fast it moved.”
What $475K gets you in Oshawa.
Detacheds in Oshawa priced under $500k are tracking against a CREA MLS® HPI benchmark of $1158K for the greater toronto area. Within this band the median list comes in near $475K — down 6.8% year-over-year. Active inventory is moving in roughly 21 days.
Typical Size
1,800–3,500 sqft
Bedroom Range
3–5 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$455K
$455K
$455K
Sample comparables only — request the live MLS report for current availability and pricing.
Keep exploring Oshawa.
Other price ranges
Other property types
Oshawa Detached FAQ
What is the median price for detached homes in Oshawa under $500k?
As of 2026-05-01, the median list price for detached homes in Oshawa priced under $500k sits at approximately $475K based on active MLS inventory.
How many detached homes are currently for sale in Oshawa in this price range?
There are roughly 31 active detached homes for sale in Oshawa priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do detached homes stay on the market in Oshawa?
Detached Homes in Oshawa priced under $500k are averaging 21 days on market. That gives buyers time to compare options and negotiate condition removal periods.
Are Oshawa detached prices going up or down?
Year-over-year median detached prices in Oshawa (this band) are down 6.8%. Six-month trend data is available on this page.
What mortgage do I need to buy a detached at this price in Oshawa?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
See every active detached in Oshawa under $500k.
31 active listings · median $475K. A licensed Oshawa advisor sends the live list within 1 business hour.
Detached Homes in Oshawa Under $500K
Median $475K · 31 active
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.