Live Market Snapshot · 2026-05-01Data source · CREA MLS® HPI · May 2026

Detached Homes for Sale in St. Catharines
Under $500K

Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in St. Catharines this band: $475K · 34 active · avg 26 days on market.

Median List Price

$475K

Active Listings

34

Avg Days on Market

26 days

YoY Change

-8.3%

6-Month Median Price Trend

Dec

$467K

Jan

$467K

Feb

$467K

Mar

$467K

Apr

$467K

May

$466K

What is the average detached price in St. Catharines in 2026?

The benchmark price for a detached in St. Catharines in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 34 active listings, moving in an average of 26 days on market. Prices are down 8.3% year-over-year.

Is St. Catharines a buyer's or seller's market right now?

St. Catharines is currently a balanced market for detacheds in this band. Inventory is turning over in 26 days with prices down 8.3% year-over-year. Neither side has decisive leverage right now.

Families helped in St. Catharines

26+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Three rental properties later, IndiBrick is the only broker I send my clients to. Rental income offset done right.
Marco V., Investor, St. Catharines

What $475K gets you in St. Catharines.

Detacheds in St. Catharines priced under $500k are tracking against a CREA MLS® HPI benchmark of $601K for the niagara region area. Within this band the median list comes in near $475K — down 8.3% year-over-year. Active inventory is moving in roughly 26 days.

Typical Size

1,800–3,500 sqft

Bedroom Range

3–5 bedrooms

Ownership Style

freehold

Sample comparables in this band.

Grapeview, St. Catharines

$509K

4 bed3 bath2,110 sqft
Port Dalhousie, St. Catharines

$510K

4 bed3 bath2,120 sqft
Glenridge, St. Catharines

$509K

4 bed3 bath2,120 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Where these detached homes are clustered in St. Catharines.

St. Catharines Detached FAQ

What is the median price for detached homes in St. Catharines under $500k?

As of 2026-05-01, the median list price for detached homes in St. Catharines priced under $500k sits at approximately $475K based on active MLS inventory.

How many detached homes are currently for sale in St. Catharines in this price range?

There are roughly 34 active detached homes for sale in St. Catharines priced under $500k. Inventory typically refreshes weekly via the local MLS board.

How long do detached homes stay on the market in St. Catharines?

Detached Homes in St. Catharines priced under $500k are averaging 26 days on market. That gives buyers time to compare options and negotiate condition removal periods.

Are St. Catharines detached prices going up or down?

Year-over-year median detached prices in St. Catharines (this band) are down 8.3%. Six-month trend data is available on this page.

What mortgage do I need to buy a detached at this price in St. Catharines?

On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

See every active detached in St. Catharines under $500k.

34 active listings · median $475K. A licensed St. Catharines advisor sends the live list within 1 business hour.

Detached Homes in St. Catharines Under $500K

Median $475K · 34 active

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Step 2 · Lock in financing

Get pre-approved for a $380K mortgage.

Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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