Detached Homes for Sale in St. Catharines
Under $500K
Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in St. Catharines this band: $475K · 34 active · avg 26 days on market.
34 active · median $475K
Sent within 1 business hour with today's 3.95% 5-yr fixed rate.
Detached Homes in St. Catharines Under $500K
34 active · median $475K
Median List Price
$475K
Active Listings
34
Avg Days on Market
26 days
YoY Change
-8.3%
6-Month Median Price Trend
Dec
$464K
Jan
$484K
Feb
$482K
Mar
$458K
Apr
$482K
May
$480K
What is the average detached price in St. Catharines in 2026?
The benchmark price for a detached in St. Catharines in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 34 active listings, moving in an average of 26 days on market. Prices are down 8.3% year-over-year.
Is St. Catharines a buyer's or seller's market right now?
St. Catharines is currently a balanced market for detacheds in this band. Inventory is turning over in 26 days with prices down 8.3% year-over-year. Neither side has decisive leverage right now.
Families helped in St. Catharines
27+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Reverse mortgage explained without the sales hype. We got the funds and kept the house.”
What $475K gets you in St. Catharines.
Detacheds in St. Catharines priced under $500k are tracking against a CREA MLS® HPI benchmark of $601K for the niagara region area. Within this band the median list comes in near $475K — down 8.3% year-over-year. Active inventory is moving in roughly 26 days.
Typical Size
1,800–3,500 sqft
Bedroom Range
3–5 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$512K
$473K
$489K
Sample comparables only — request the live MLS report for current availability and pricing.
Where these detached homes are clustered in St. Catharines.
Keep exploring St. Catharines.
Other price ranges
Other property types
St. Catharines Detached FAQ
What is the median price for detached homes in St. Catharines under $500k?
As of 2026-05-01, the median list price for detached homes in St. Catharines priced under $500k sits at approximately $475K based on active MLS inventory.
How many detached homes are currently for sale in St. Catharines in this price range?
There are roughly 34 active detached homes for sale in St. Catharines priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do detached homes stay on the market in St. Catharines?
Detached Homes in St. Catharines priced under $500k are averaging 26 days on market. That gives buyers time to compare options and negotiate condition removal periods.
Are St. Catharines detached prices going up or down?
Year-over-year median detached prices in St. Catharines (this band) are down 8.3%. Six-month trend data is available on this page.
What mortgage do I need to buy a detached at this price in St. Catharines?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $2,322 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
Get the Live List — 34 active, median $475K.
Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed St. Catharines advisor within 1 business hour.
Detached Homes in St. Catharines Under $500K
Median $475K · 34 active · 3.95% 5-yr fixed
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.