Detached Homes for Sale in Niagara-on-the-Lake
Under $500K
Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Niagara-on-the-Lake this band: $475K · 39 active · avg 16 days on market.
Median List Price
$475K
Active Listings
39
Avg Days on Market
16 days
YoY Change
-8.3%
6-Month Median Price Trend
Dec
$484K
Jan
$484K
Feb
$484K
Mar
$484K
Apr
$483K
May
$483K
What is the average detached price in Niagara-on-the-Lake in 2026?
The benchmark price for a detached in Niagara-on-the-Lake in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 39 active listings, moving in an average of 16 days on market. Prices are down 8.3% year-over-year.
Is Niagara-on-the-Lake a buyer's or seller's market right now?
Niagara-on-the-Lake is currently a balanced market for detacheds in this band. Inventory is turning over in 16 days with prices down 8.3% year-over-year. Neither side has decisive leverage right now.
Families helped in Niagara-on-the-Lake
8+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Two years of Notice of Assessments and they still got me an A-lender rate. Other brokers had pushed me to B-lenders.”
What $475K gets you in Niagara-on-the-Lake.
Detacheds in Niagara-on-the-Lake priced under $500k are tracking against a CREA MLS® HPI benchmark of $601K for the niagara region area. Within this band the median list comes in near $475K — down 8.3% year-over-year. Active inventory is moving in roughly 16 days.
Typical Size
1,800–3,500 sqft
Bedroom Range
3–5 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$493K
$492K
$493K
Sample comparables only — request the live MLS report for current availability and pricing.
Where these detached homes are clustered in Niagara-on-the-Lake.
Keep exploring Niagara-on-the-Lake.
Other price ranges
Other property types
Niagara-on-the-Lake Detached FAQ
What is the median price for detached homes in Niagara-on-the-Lake under $500k?
As of 2026-05-01, the median list price for detached homes in Niagara-on-the-Lake priced under $500k sits at approximately $475K based on active MLS inventory.
How many detached homes are currently for sale in Niagara-on-the-Lake in this price range?
There are roughly 39 active detached homes for sale in Niagara-on-the-Lake priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do detached homes stay on the market in Niagara-on-the-Lake?
Detached Homes in Niagara-on-the-Lake priced under $500k are averaging 16 days on market. That signals a seller-leaning market — buyers should expect competition and pre-approved offers.
Are Niagara-on-the-Lake detached prices going up or down?
Year-over-year median detached prices in Niagara-on-the-Lake (this band) are down 8.3%. Six-month trend data is available on this page.
What mortgage do I need to buy a detached at this price in Niagara-on-the-Lake?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
See every active detached in Niagara-on-the-Lake under $500k.
39 active listings · median $475K. A licensed Niagara-on-the-Lake advisor sends the live list within 1 business hour.
Detached Homes in Niagara-on-the-Lake Under $500K
Median $475K · 39 active
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.