Townhouses for Sale in Niagara-on-the-Lake
Under $500K
Freehold and condo townhouses bridge the gap between condo affordability and detached privacy. Strong investor product with minimal exterior maintenance. Median list price in Niagara-on-the-Lake this band: $475K · 18 active · avg 40 days on market.
18 active · median $475K
Sent within 1 business hour with today's 3.95% 5-yr fixed rate.
Townhouses in Niagara-on-the-Lake Under $500K
18 active · median $475K
Median List Price
$475K
Active Listings
18
Avg Days on Market
40 days
YoY Change
-6.9%
6-Month Median Price Trend
Dec
$475K
Jan
$467K
Feb
$479K
Mar
$472K
Apr
$473K
May
$471K
What is the average townhouse price in Niagara-on-the-Lake in 2026?
The benchmark price for a townhouse in Niagara-on-the-Lake in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 18 active listings, moving in an average of 40 days on market. Prices are down 6.9% year-over-year.
Is Niagara-on-the-Lake a buyer's or seller's market right now?
Niagara-on-the-Lake is currently a buyer's market for townhouses in this band. Listings are sitting 40 days on average and prices are 6.9% lower year-over-year. Buyers have negotiating leverage on price, closing date, and condition periods.
Families helped in Niagara-on-the-Lake
8+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Bidding war with three other offers. Their pre-approval letter made our offer credible enough to win.”
What $475K gets you in Niagara-on-the-Lake.
Townhouses in Niagara-on-the-Lake priced under $500k are tracking against a CREA MLS® HPI benchmark of $525K for the niagara region area. Within this band the median list comes in near $475K — down 6.9% year-over-year. Active inventory is moving in roughly 40 days.
Typical Size
1,200–2,000 sqft
Bedroom Range
2–4 bedrooms
Ownership Style
Freehold or condo
Sample comparables in this band.
$484K
$465K
$475K
Sample comparables only — request the live MLS report for current availability and pricing.
Where these townhouses are clustered in Niagara-on-the-Lake.
Keep exploring Niagara-on-the-Lake.
Other price ranges
Other property types
Niagara-on-the-Lake Townhouse FAQ
What is the median price for townhouses in Niagara-on-the-Lake under $500k?
As of 2026-05-01, the median list price for townhouses in Niagara-on-the-Lake priced under $500k sits at approximately $475K based on active MLS inventory.
How many townhouses are currently for sale in Niagara-on-the-Lake in this price range?
There are roughly 18 active townhouses for sale in Niagara-on-the-Lake priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do townhouses stay on the market in Niagara-on-the-Lake?
Townhouses in Niagara-on-the-Lake priced under $500k are averaging 40 days on market. That gives buyers time to compare options and negotiate condition removal periods.
Are Niagara-on-the-Lake townhouse prices going up or down?
Year-over-year median townhouse prices in Niagara-on-the-Lake (this band) are down 6.9%. Six-month trend data is available on this page.
What mortgage do I need to buy a townhouse at this price in Niagara-on-the-Lake?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $2,322 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
Get the Live List — 18 active, median $475K.
Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Niagara-on-the-Lake advisor within 1 business hour.
Townhouses in Niagara-on-the-Lake Under $500K
Median $475K · 18 active · 3.95% 5-yr fixed
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.