Live Market Snapshot · 2026-05-01Data source · CREA MLS® HPI · May 2026

Condos for Sale in Niagara-on-the-Lake
Under $500K

Low-maintenance vertical living with amenity-rich buildings and walkable transit-friendly addresses. Ideal for first-time buyers, investors, and downsizers. Median list price in Niagara-on-the-Lake this band: $343K · 28 active · avg 29 days on market.

Median List Price

$343K

Active Listings

28

Avg Days on Market

29 days

YoY Change

-13.1%

6-Month Median Price Trend

Dec

$335K

Jan

$335K

Feb

$335K

Mar

$335K

Apr

$335K

May

$335K

What is the average condo price in Niagara-on-the-Lake in 2026?

The benchmark price for a condo in Niagara-on-the-Lake in 2026 is approximately $343K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 28 active listings, moving in an average of 29 days on market. Prices are down 13.1% year-over-year.

Is Niagara-on-the-Lake a buyer's or seller's market right now?

Niagara-on-the-Lake is currently a balanced market for condos in this band. Inventory is turning over in 29 days with prices down 13.1% year-over-year. Neither side has decisive leverage right now.

Families helped in Niagara-on-the-Lake

8+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Two years of Notice of Assessments and they still got me an A-lender rate. Other brokers had pushed me to B-lenders.
Aisha N., Self-employed, Niagara-on-the-Lake

What $343K gets you in Niagara-on-the-Lake.

Condos in Niagara-on-the-Lake priced under $500k are tracking against a CREA MLS® HPI benchmark of $343K for the niagara region area. Within this band the median list comes in near $343K — down 13.1% year-over-year. Active inventory is moving in roughly 29 days.

Typical Size

500–1,100 sqft

Bedroom Range

1–3 bedrooms

Ownership Style

condo

Sample comparables in this band.

Old Town, Niagara-on-the-Lake

$323K

2 bed2 bath870 sqft
Virgil, Niagara-on-the-Lake

$323K

2 bed2 bath870 sqft
St. Davids, Niagara-on-the-Lake

$324K

2 bed2 bath860 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Where these condos are clustered in Niagara-on-the-Lake.

Niagara-on-the-Lake Condo FAQ

What is the median price for condos in Niagara-on-the-Lake under $500k?

As of 2026-05-01, the median list price for condos in Niagara-on-the-Lake priced under $500k sits at approximately $343K based on active MLS inventory.

How many condos are currently for sale in Niagara-on-the-Lake in this price range?

There are roughly 28 active condos for sale in Niagara-on-the-Lake priced under $500k. Inventory typically refreshes weekly via the local MLS board.

How long do condos stay on the market in Niagara-on-the-Lake?

Condos in Niagara-on-the-Lake priced under $500k are averaging 29 days on market. That gives buyers time to compare options and negotiate condition removal periods.

Are Niagara-on-the-Lake condo prices going up or down?

Year-over-year median condo prices in Niagara-on-the-Lake (this band) are down 13.1%. Six-month trend data is available on this page.

What mortgage do I need to buy a condo at this price in Niagara-on-the-Lake?

On a $343K purchase with 20% down, you'd carry a mortgage of about $274K. At today's variable rates (~5.45% qualifying), that's roughly $NaN / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

See every active condo in Niagara-on-the-Lake under $500k.

28 active listings · median $343K. A licensed Niagara-on-the-Lake advisor sends the live list within 1 business hour.

Condos in Niagara-on-the-Lake Under $500K

Median $343K · 28 active

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Step 2 · Lock in financing

Get pre-approved for a $274K mortgage.

Based on $343K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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