Detached Homes for Sale in Ottawa
Under $500K
Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Ottawa this band: $475K · 51 active · avg 42 days on market.
51 active · median $475K
Sent within 1 business hour with today's 3.95% 5-yr fixed rate.
Detached Homes in Ottawa Under $500K
51 active · median $475K
Median List Price
$475K
Active Listings
51
Avg Days on Market
42 days
YoY Change
+0.3%
6-Month Median Price Trend
Dec
$462K
Jan
$473K
Feb
$479K
Mar
$486K
Apr
$477K
May
$481K
What is the average detached price in Ottawa in 2026?
The benchmark price for a detached in Ottawa in 2026 is approximately $475K based on the latest CREA MLS® HPI release. Within the under $500k band there are currently 51 active listings, moving in an average of 42 days on market. Prices are up 0.3% year-over-year.
Is Ottawa a buyer's or seller's market right now?
Ottawa is currently a balanced market for detacheds in this band. Inventory is turning over in 42 days with prices up 0.3% year-over-year. Neither side has decisive leverage right now.
Families helped in Ottawa
48+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Reverse mortgage explained without the sales hype. We got the funds and kept the house.”
What $475K gets you in Ottawa.
Detacheds in Ottawa priced under $500k are tracking against a CREA MLS® HPI benchmark of $724K for the ottawa area. Within this band the median list comes in near $475K — up 0.3% year-over-year. Active inventory is moving in roughly 42 days.
Typical Size
1,800–3,500 sqft
Bedroom Range
3–5 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$522K
$518K
$457K
Sample comparables only — request the live MLS report for current availability and pricing.
Where these detached homes are clustered in Ottawa.
Keep exploring Ottawa.
Other price ranges
Other property types
Ottawa Detached FAQ
What is the median price for detached homes in Ottawa under $500k?
As of 2026-05-01, the median list price for detached homes in Ottawa priced under $500k sits at approximately $475K based on active MLS inventory.
How many detached homes are currently for sale in Ottawa in this price range?
There are roughly 51 active detached homes for sale in Ottawa priced under $500k. Inventory typically refreshes weekly via the local MLS board.
How long do detached homes stay on the market in Ottawa?
Detached Homes in Ottawa priced under $500k are averaging 42 days on market. That gives buyers time to compare options and negotiate condition removal periods.
Are Ottawa detached prices going up or down?
Year-over-year median detached prices in Ottawa (this band) are up 0.3%. Six-month trend data is available on this page.
What mortgage do I need to buy a detached at this price in Ottawa?
On a $475K purchase with 20% down, you'd carry a mortgage of about $380K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $2,322 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
Get the Live List — 51 active, median $475K.
Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Ottawa advisor within 1 business hour.
Detached Homes in Ottawa Under $500K
Median $475K · 51 active · 3.95% 5-yr fixed
Get pre-approved for a $380K mortgage.
Based on $475K median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.